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Payment systems

WebMoneyWelcome to WebMoney Transfer - the global settlement system and environment for online business activities, established in 1998.

WebMoney Transfer Technology is based on providing all its users with unique interfaces that allow to operate and control individual property rights for valuables (assets), stored at the specialized entities - the Guarantors.

All Guarantors - participants of the System are located in various jurisdictions and store valuables of various legal nature. Specific features of transactions with proprietary rights for values stored by each Guarantor, as well as their measurement units and the Guarantor’s obligations to exchange those proprietary rights with the currency of the country of its registration, are set out in the Agreements adopted respectively by every member of the System in the course of registering a 'Purse', which serves as the accounting attribute of the proprietary rights.

All Purses in the System have a 12-digits identification number and a prefix, belonging to a corresponding Guarantor.

The System supports several types of Purses, that keep record of valuables property rights of corresponding types:

  • R-Purse WMR - Bearer's bank cheque in Russian Rubles
  • Z-Purse WMZ - Goods certificate, in USD
  • E-Purse WME - Bearer's bank cheque in EUR
  • U-Purse WMU - Bank account claims in UAH
  • B-Purse WMB - Electronic Belorussian Roubles
  • G-Purse WMG - Warehouse receipt for stock Gold in a certified storage area
  • V-Check WMV - Prepaid transfer in Vietnamese Dongs
  • X-purse WMX - Stored property rights to publish entries in the distributed database of the bitcoin.org network.

The units of measurement of the valuables' property rights stored by the guarantor are WebMoney Title Units (WM) of the corresponding type.

System Users can open as many purses from any Guarantor as needed, that is why Purses belonging to one User are combined into a single repository (Keeper) under a unique identification number - WMID. WMID operation modes description, as well as conditions of its usage are described in the Agreement on Property Rights Transfer, which is accepted by every member who joins the system.

WMID allows the System's member not only to perform operations with Purses, but also to exchange legally binding messages with other members and enter into contracts.

Depending on your technical capabilities, available resources or specific demands, WebMoney provides you with various tools to assist in performing operations and transactions within the System:

  • Keeper Classic - a standalone professional application for Windows, which can be downloaded and then installed onto your PC
  • Keeper Light - a browser application with the personal certificate. All operations are routed via secure https connection
  • Keeper Mini - a browser application with basic functionality
  • Keeper Mobile - a mobile application, enabling the operation of an account via any mobile device or cell phone, that supports Java.

In addition, there is a specialized version (Keeper Embedded), developed for social networks such as Facebook.com, vkontakte.ru, classmates, etc.

To interact with members of the System, each user provides the necessary personal identification data, which is checked and verified via WebMoney Verification Center. Each user obtains so called WebMoney-Passport - a digital document, created on the basis of the provided personal data.

Based on transactions with other members by means of exchanging property rights, the system calculates the public parameter for each member - business-level (BUSINESS LEVEL).

WebMoney Passport Data and BL value can be seen in the WM Keeper dialogue box when dealing with a specific user, as well as on the pages of System services.

OKPAY OKPAY is a P2P and B2C web based payment system providing users with a virtual account that allows to easily load, send, receive and withdraw money as well as make purchases online. OKPAY is a widely spread electronic payments system and is among the world's leading eWallet providers, it offers access to the great number of payment options for businesses in over 200 countries and territories within a single integration.

OKPAY is a fully-fledged payment service provider suitable for any type of online business. The main features:

  • Instant and secure money transfers. All you need to know is an e-mail address or OKPAY Wallet ID.
  • Make purchases and receive payments without disclosing personal and financial information.
  • Wide range of deposit and withdrawal options: Bank Transfers, Cheques; Various Electronic Currencies; Cash Money Transfers; Phone Payments, etc.
  • OKPAY Card - is one of the most convenient way to get money out of your OKPAY account. Use it worldwide at ATMs, online and local stores - anywhere MasterCard® is accepted.
  • Advanced account security system based on one-time PIN codes sent via SMS to client's mobile phone.

Wallet One What is "Wallet One"?

Payment system "Wallet one" is money which is always available to you.

Just by using your mobile phone with W1 you can upload the funds of cellular operators, internet-providers, paid TV, public utilities, landline phone and etc. at any time and without a fee.

"Wallet One" system makes use of with such well-known Payment Systems as Yandex.Money, WebMoney, Mobile Wallet and many others. This means that you can transfer money to these systems much easier and with lower fees.

Ways of connection

You can connect to the system and control your wallet with:

  • mobile phone or smart phone (via web site).
  • personal computer (via web site).

Ways of uploading funds

You can upload W1 with

  • Bank cards,
  • CONTACT System,
  • UNIStream System,
  • payment receiving points in cellular communication centres,
  • pay-point machines of the Systems:

    • OSMP
    • Free Cash
    • Electropay
    • X-Plat
    • Unikassa and etc.
  • to exchange the currency of WebMoney, e-gold, Yandex.Money, Money Mail and others via ROBOXchange service for Wallet One.

Service Benefits

There is a benefit to using W1, as it combines the advantages of different Payment Systems and has a number of its own benefits.

Free uploading of Funds with pay-point and money access machines.

The many pay-point machines set up all over the country accept your money with no cash deposit fee.

Most payments are Free

Using W1 you can pay for most goods and services for free.

All transactions between W1 users are for free.

All internal transactions between W1 users are done without a fee.

Easy to use

To use computer or mobile phone as a beginner is easy for a "Wallet One" user. To register your wallet, you just enter the number of your mobile, and you will then receive an SMS with your wallet number and password.

Quick transactions

W1 transactions take less than a minute.

Diversity of service providers.

The list of our service providers is rather diverse and is constantly increasing. Many of them are represented in other payment systems.

Send and request money only by password

W1 user can send money to another person who has already created their personal password. The receiver must enter this password in order to receive the money on his account.

EasyPay EasyPay (from the English. "Easy"- easy , "pay" - to pay) - is electronic money, which are designed for quick payments, secure and fast way to transfer money. EasyPay - a joint project of "Belgazprombank" and "Open Contact".

EasyPay operate in the territory of the Republic of Belarus, "electronic money" are used as means of payment. The use of "electronic money" is regulated by the Decree of the National Bank of the Republic of Belarus 26.11.2003 # 201 (as amended by Resolution of the Board of the National Bank of the Republic of Belarus 16.02.2007 # 52).

EasyPay is designed for users of different services and buyers of online stores as a convenient means of payment over the Internet. Instead of time-consuming trips to the payment office and queues, all services and purchases can be made at a convenient time and in one place - on site www.easypay.by.

Advantages of EasyPay

  • Protecting the rights of the consumer. When paying for goods and services by electronic money EasyPay user receives an check, which has the same power as a conventional paper check.
  • Cost and time management. Payment can be made online and takes minimal time. The service is available every day and around the clock.
  • Ease of use. Payments can be made from any computer on the Internet. It is also possible to control an electronic purse with a cell phone by SMS.
  • Making a remote payments. Customers and suppliers can transact regardless of the location of each other.

Opportunities of EasyPay:

  • Purchase of electronic money (deposit of funds)
  • Repayment of electronic money (withdrawal of funds - to provide cash or non-cash form)
  • Non-profit transfers between users
  • Payment for goods and services
  • SMS-service
  • Bank transfer

Today, electronic money EasyPay take more than 450 online stores, mobile operators, Internet service providers, companies that offer hosting services, TV, bookmakers , electronic money can pay for public services and more

How to open EasyPay account?

You do not need to go to the bank to open an account, sign the contract, pay money for it. Register of your wallet or purse can be done online at www.easypay.by online without leaving your computer. Download and install the program on your computer is not required for this. To make payments by electronic money EasyPay it is necessary to purchase electronic money in the terminals, ATMs, using debit card, personal account of the mobile operator, or in many other points of purchase. There are more than 5000 items of input facilities throughout Belarus.

iPay "Mobile payments iPay" - a modern payment system that allows you, using funds from your personal cell phone account (Belarusian operators MTS, Velcom and Life), make purchases online, buy tickets to the theater, concert, pay the loan, pay utility bills, internet access, TV, participate in online auctions, play various lotteries, donate to charity and pay more than 36 000 other providers in all areas of the country.

Pay for services or goods using mobile payments iPay is very convenient and easy! All you need - a positive account balance on your mobile phone * ! No pre-registrations remembering usernames and passwords, signing of contracts, opening of accounts, electronic purse!

Choose a service or product that you are going to pay, on a site www.ipay.by or sites of iPay's partners and make payments using just your mobile phone.

iPay - payment tool that is always with you!

    * prohibits payments for subscribers connected to the corporate data plan.

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